Car insurance can be one of the most expensive monthly payments an individual has to make especially if they are below the age of 25. Some young people will have car insurance costing more than £2000 a year, and this price can be quite problematic especially considering the likelihood that these individuals are at the beginning of their careers, and are perhaps not earning a great deal of money.

To make sure car insurance doesn’t break your bank there are a few steps that can take the weight out of that monthly punch. You could try adding a named driver onto your policy, perhaps a parent. This will give the insurance company the idea that your parent will be driving the car from time to time and because of this the price can actually come down a little.

Black boxes are also becoming important for young drivers. And a black box essentially refers to a piece of equipment that sits in your car and records your movements. You are then rewarded with safe driving which can actually lower your insurance premiums.

A final way of bringing that insurance price down is by adding a curfew. You may find that you only drive during the day and if you’re not keen on night time driving you can add a curfew whereby you’re not allowed to drive the vehicle and this will certainly help bring your premium down.